The Benefits of Motorcycle Insurance

The freedom of two wheels on the open road is incomparable to much else in this life. Being able to feel the wind against your body, experiencing your surroundings as you ride, and feeling the engine rumble transforms your commute from mundane to adventure.

However, it is equally indisputable that motorcycle accidents are not something to disregard, no matter the severity level. Think for a moment how many instantaneous and unpredictable occurrences happen when you drive in a car, but amplify the danger.

If you ride, you need motorcycle insurance. Cruising without protection against unforeseen disasters is unnecessarily risky for many reasons, with the benefits of motorcycle insurance far outweighing them in value.

Reasons That Motorcycle Insurance Is Vital 

Requirement By Law - This may not be the most appealing benefit, but the legal requirement of having motorcycle insurance guarantees that you will be protected in the event of an accident. In addition to that protection, you will not be fined or ticketed for nothing having it, saving you money.

Financial Coverage For Minor Accidents - Despite the vulnerability you have when riding a motorcycle, many motorcycle accidents do not injure you or a passenger. For non-severe motorcycle accidents, your insurance coverage pays for the minor scratches, dents, and other needed repairs resulting from a fender bender while riding.

Comprehensive Liability Coverage - Accidents that cause damage to other individuals’ property will be at your expense without proper motorcycle coverage. Liability coverage takes care of any damage that an accident with your bike causes to parked and in motion vehicles, along with stationary property.

Passenger Injury Is Covered - If you happen to experience an accident while someone is riding on your motorcycle with you, their personal insurance coverage may not take care of them should they sustain an injury. However, the right motorcycle insurance will, which is sure to put your mind at ease when taking a buddy for a spin.

Protection For Your Well-Being - Much like your passenger being covered, your medical bills are handled by your motorcycle insurance following an accident. This includes coverage for your medical payments, lost wages from missed work, and even child care.

Other Motorcycle-Related Misfortunes - Even if you’re a beacon of motorcycle safety, that does not mean damage couldn’t be done to your bike by someone else or, worse, stolen by a thief. Motorcycle insurance also covers this and other non-crash-related issues you face as the owner. 

Insure Your Adventure With Eric Kyer

Whether you need insurance for your new motorcycle or coverage for your home or automobile, Eric Kyer proudly serves the local families of Dalton, Georgia, with protection against unpredictable disasters. Eric and the team at the Kyer Agency will develop an insurance plan to fit your budget and lifestyle.

Always be prepared for the unpredictable! Please visit the Kyer Agency’s website and get a quote on insurance for your motorcycle and more today!